My husband, LeGrand, and I recently made a huge change in our control of finances. He took over the bills and the budget. I have done such a fabulous job for the past ten years, that we decided he should take a turn. Or, I needed to reign myself in more efficiently. But, hey, I am proud that he has never tried to control me, it was all my idea!
I really have done a great job giving us a fairly normal life for the past four years of grad school. Being a stay home mom with three kids and a partially working husband has not been easy, to say the least. But, having LG take over has been an even more exciting challenge. Let’s just say that my eyes have been opened to a whole new penny pinching world. And, so have his. It’s supposed to get better after school, not worse.
that the money from our budget
paid for in the past four years.
The total amount paid for law school:
trust me, when I say,
you don’t want to know.
(Besides, we really haven’t
paid for anything but the books –
we have the next 30 years for that)
The next day, when I reached my desired $80 budget at the grocery store, I again left the vanilla on the shelf.
Two hours later, I had to borrow some from the neighbor.
Sixteen hours after I borrowed, I found this little culprit in the back of my shelf, hiding behind all my spices.
This is the brand new bottle of Clorox wipes.
When we got it out of it’s package, there were no wipes inside, just suds. The estimated worth of the missing wipes…$3.
I think that Sam’s Club is out to get me.
The bank closed out our overdraft credit card last year without telling us. (Good for us, we never used it)
Now, the bank it trying to penalize us for not having the correct kind of checking. (it needs to be linked to a line of credit)
I have no idea why it took the bank eight months to finally give us a service charge. I think they waited just long enough so that they could make us reapply for the credit. Is there a conspiracy?
LG told me that if I could get the $12 back it was ALL MINE! So, after getting nowhere with customer service on the phone, I carted a couple of kids into the local branch. Sophia took my picture.
So, on to the Karma. Since January when LG took over the finances, he has become notorious for leaving all of our money in savings, except for what we absolutely HAVE to have. Whenever I go to the store, I have discovered that I better call and make sure that we have money in checking. I cannot tell you how many times my card has not gone through. I have gotten onto LG about this several times. It is so embarrassing! And especially frustrating when you have just wrestled your way all the way through the vastness Wal-Mart with three kids in tow.
Friday night we stopped to rent some movies. Food City has a great deal: 5 catalog movies for five nights for $5. LG was standing with the girls as I went to check out. What happened? Do you have to ask? My debit card was declined for the third time of the week. I paid with my credit card, while shooting LG a look and explaining to the clerk that we really do have money. Let’s just say LG and I didn’t do much talking the rest of the night. He thought that I had spent too much money, and I knew he just didn’t transfer enough money. He went to his laptop to crank out the numbers and I came to my refuge that we call the blog. One hour later, he came out and apologized. He said it would never happen again. We made up.
Fast forward. It is Saturday night at 11:30 PM; LG has not arrived home from the church yet. I begin to worry. He comes running in the door, asking me where his Discover Card is. “I don’t know, it was laying out on the table last I saw it”, I reply. I had washed LG’s wallet the week before, when it was “misplaced” for the thousandth time. (Everything is misplaced to LG, not lost, because he always finds it eventually – he is still searching for his first three wedding bands) LG had transferred the contents of his wallet to his new wallet that was gifted to him by Abigail at Christmastime, and he couldn’t find his credit card.
I inquired, “What do you need it for?” LG shrugged, “I just went and got gas and my debit card was declined. I couldn’t find my credit card either, and the clerk said she was going to call the authorities. I tried to go to the ATM and take it out, but even though I transferred the money last night, it wasn’t in there. I tried to take it out of savings, but the bank said that service wasn’t provided with our account.” I promptly ran to pay for his gas. When I got home we did a thorough search for the missing Discover Card…..it was right in his wallet the whole time.
It’s a good thing the man has a sense of humor…because you know I was laughing AT him the whole time. It made me feel better that he was laughing too.