Frugality
French Toast for the Masses
Guess what is the best feature of french toast: LG knows how to make it!!
Thrifty
Oops
Tar jay
Free Entertainment
Here is a photo of one source of free entertainment…a tree swing. This one just happens to be in our yard.
“I like an escalator because an escalator can never break, it can only
become stairs. There would never be an escalator temporarily out of order sign,
only an escalator temporarily stairs. Sorry for the convenience.” ~ Mitch
Hedberg
Karma
My husband, LeGrand, and I recently made a huge change in our control of finances. He took over the bills and the budget. I have done such a fabulous job for the past ten years, that we decided he should take a turn. Or, I needed to reign myself in more efficiently. But, hey, I am proud that he has never tried to control me, it was all my idea!
I really have done a great job giving us a fairly normal life for the past four years of grad school. Being a stay home mom with three kids and a partially working husband has not been easy, to say the least. But, having LG take over has been an even more exciting challenge. Let’s just say that my eyes have been opened to a whole new penny pinching world. And, so have his. It’s supposed to get better after school, not worse.
These are just a few of the law books
that the money from our budget
paid for in the past four years.
The total amount paid for law school:
trust me, when I say,
you don’t want to know.
(Besides, we really haven’t
paid for anything but the books –
we have the next 30 years for that)
This is the vanilla that I wish I would have known about.
My self proclaimed budget at Sam’s was $100, and when I reached my limit, I left the desired vanilla behind.
The next day, when I reached my desired $80 budget at the grocery store, I again left the vanilla on the shelf.
Two hours later, I had to borrow some from the neighbor.
Sixteen hours after I borrowed, I found this little culprit in the back of my shelf, hiding behind all my spices.
This is the brand new bottle of Clorox wipes.
When we got it out of it’s package, there were no wipes inside, just suds. The estimated worth of the missing wipes…$3.
I think that Sam’s Club is out to get me.
This is me at the bank trying to redeem a twelve dollar service charge.
The bank closed out our overdraft credit card last year without telling us. (Good for us, we never used it)
Now, the bank it trying to penalize us for not having the correct kind of checking. (it needs to be linked to a line of credit)
I have no idea why it took the bank eight months to finally give us a service charge. I think they waited just long enough so that they could make us reapply for the credit. Is there a conspiracy?
LG told me that if I could get the $12 back it was ALL MINE! So, after getting nowhere with customer service on the phone, I carted a couple of kids into the local branch. Sophia took my picture.
So, on to the Karma. Since January when LG took over the finances, he has become notorious for leaving all of our money in savings, except for what we absolutely HAVE to have. Whenever I go to the store, I have discovered that I better call and make sure that we have money in checking. I cannot tell you how many times my card has not gone through. I have gotten onto LG about this several times. It is so embarrassing! And especially frustrating when you have just wrestled your way all the way through the vastness Wal-Mart with three kids in tow.
Friday night we stopped to rent some movies. Food City has a great deal: 5 catalog movies for five nights for $5. LG was standing with the girls as I went to check out. What happened? Do you have to ask? My debit card was declined for the third time of the week. I paid with my credit card, while shooting LG a look and explaining to the clerk that we really do have money. Let’s just say LG and I didn’t do much talking the rest of the night. He thought that I had spent too much money, and I knew he just didn’t transfer enough money. He went to his laptop to crank out the numbers and I came to my refuge that we call the blog. One hour later, he came out and apologized. He said it would never happen again. We made up.
Fast forward. It is Saturday night at 11:30 PM; LG has not arrived home from the church yet. I begin to worry. He comes running in the door, asking me where his Discover Card is. “I don’t know, it was laying out on the table last I saw it”, I reply. I had washed LG’s wallet the week before, when it was “misplaced” for the thousandth time. (Everything is misplaced to LG, not lost, because he always finds it eventually – he is still searching for his first three wedding bands) LG had transferred the contents of his wallet to his new wallet that was gifted to him by Abigail at Christmastime, and he couldn’t find his credit card.
I inquired, “What do you need it for?” LG shrugged, “I just went and got gas and my debit card was declined. I couldn’t find my credit card either, and the clerk said she was going to call the authorities. I tried to go to the ATM and take it out, but even though I transferred the money last night, it wasn’t in there. I tried to take it out of savings, but the bank said that service wasn’t provided with our account.” I promptly ran to pay for his gas. When I got home we did a thorough search for the missing Discover Card…..it was right in his wallet the whole time.
It’s a good thing the man has a sense of humor…because you know I was laughing AT him the whole time. It made me feel better that he was laughing too.
Hey, you’re scary.
That’s better.
Your eyes are closed.
Thank you.
You’re welcome.
Nightgowns
Abigail, Bella, and Sophia
Sophia is wearing one of her new nightgowns
All little girls love nightgowns. Why didn’t I know this before I bought so many pairs of cotton pants and tops? Between my three daughters, we probably own 50 pairs of pajamas. [25 are being stored waiting for someone to fit into them] I rotate according to size and yes, the poor younger two get mostly hand-be-downs.
Well, about two months ago Sophia decided that she would wear nothing to bed but the one nightgown that she owned. After about three weeks of “Mommy torture”. Sophia would beg for her nightgown every night. I would explain it was dirty. It would have to be washed sometime. Sophia would cry and cry and sometimes throw temper tantrums (she is 3). I would try and convince her to wear one of dad’s cool T-shirts or her pretty p’j’s with the flowers or, better yet, her new ones from Christmas. Usually, nothing would work.
After dad witnessed this enough times, he gave me permission to buy her another nightgown. I was elated. We went to Wal-Mart that day to see what we could find. I tried to sell Sophia on the $5 after -Chrismas-specials, but she wanted nothing but the pretty Princess and the Pauper one. I told her that she could have the P&P nightgown or 2 TWO 2 of the other ones that were on sale. She only wanted the P&P. So, I let her get it. Well, now Abigail was jealous and she wanted a P&P. I caved and let her have one of the $5 deals, thinking I was pretty nice, since she already had three nightgowns at home and we weren’t even shopping for her.
Well, on with the saga, that night, Abigail starts having a coniption fit because she doesn’t have the nightgown. We sat her down and explained that she was lucky to have a new nightgown at all and that it was Sophia’s turn to have something new. We can’t afford to buy all the girls a nightgown. [this may sound mean, but trust me when I say that our girls have plenty]. We told Abigail that she could do extra chores around the house and buy herself a nightgown. Did she ever pick up one toy, NO! And to this day, I am still reminding her that if she will pick up some toys she could get a nightgown.
The saga continues….LG has been encouraging me for quite some time to become familiar with E-bay. He wants us to start a business there. I thought that this was a perfect oppportunity. I bought Sophia a few more gowns, and when they started coming in the mail, Abigail was crushed. Then I bought Abigail a few and when they were delivered Sophia was crushed. Maybe I am doing something wrong, but I think that kids will be kids.
When it comes to nightgowns….we just can’t WIN!